Optimization Strategies
Our Philosophy
Whether working, retired, or somewhere in between, our investment team ensures each client’s portfolio is tailored to meet his or her unique needs.
– We believe high-quality financial planning is a prerequisite to a successful investing experience.
– We look at all the major aspects of your financial life, including your specific values and goals as well as your time horizon, income and liquidity needs and ability and willingness to take risk. Together, we will define your personal definition of financial success and work with you to translate this into prioritized goals.
– We source money managers who build, manage, and monitor an asset allocation with the highest probability of success that’s unique to your time horizon, financial needs, and risk tolerance.
– We optimize your portfolio across taxable, tax-deferred, and tax-free accounts, taking into account your income level, capital gains, and our capital market assumptions. This ensures your portfolio is tax-efficient from a broad range of perspectives.
Business Owners
As a business owner your financial plan and the optimization of your investment portfolio must take into consideration a broader spectrum of considerations.
- The family – business financial dynamic
- Providing employee retirement solutions
- Tax liabilities
- Business succession planning
- Liquidity
- Long-term risks to business and family
Individual & Families
For many individuals and families the optimization of investing starts with their company’s retirement plan (401k, 403b, etc.). For others, investments are central to their annual income.
- Most company retirement plans are limited in their investment options
- Some company retirement plans come with a doorway which allows for greater growth potential
- Protecting against catastrophic financial loss during retirement is a imperative for most individual and family retirement planning
- Identification of investing purpose; growth -vs- income is essential for defining optimization of investments
